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Advice on Coupon Exchange

July 28th, 2006 at 01:56 pm

I have been on quite a few coupon trains and it seems like a lot of the time they never completely make it around (never been on a coupon train on this site)

Through my other blog I am thinking about offering a coupon exchange. How it works:

They send me 30 - 50 unexpired coupons and a self addressed stamped envelope and I send them back 30 - 50 coupons.

I figured if there was enough people who joined it would give everyone a wide variety of coupons.

I would also get a PO Box so my address would not be public.

What do you think of this idea? What am I missing? What are the flaws to this idea?

More info on my other post:
http://toysonsale.clubmom.com/toys_on_sale/2006/07/coupons_y...

I would really appreciate any input you have.

Thanks
Sarah

Organized & Overloaded with Samples

July 27th, 2006 at 03:38 pm

I was right once I got myself organized I realized I had a lot of double stuff that I don't need to keep buying. I also seem to have an over abundance of beauty samples. I think I can check personal items off my stockpile list because I seem to have enough for a whole year.

It feels soooo wonderful to have things a little more organized. It feels like a huge weight is off my shoulders.

When my house is organized I feel almost like my life is organized.

Weird? Or right on?

Check out the pictures of my samples, and also my organized desk, vanity, and closet.

http://toysonsale.clubmom.com/toys_on_sale/2006/07/toothpast...

Just Rambling

July 26th, 2006 at 02:07 pm

I have no money saving tips today just a whole of yammering.

You in to yammering, rambling, and whining?

Feel free to check it out.

But you have been warned!!

http://toysonsale.clubmom.com/toys_on_sale/2006/07/note_to_s...

Oh No! Say it is not so!

July 25th, 2006 at 02:30 pm

My kids are to young for school but this does not stop me from taking advantage of the back-to-school sales. I was happy to find a 10pk of Crayola markers for .88cents at Target. But this morning I saw a Staples flyer and they are selling 10pk of RoseArt markers for .49cents!

Granted the difference between the two is minimal but I hate it when that happens. You think you got a good deal only to see it or something compariable priced lower.

Major let down!

It is like buying a sweater on the clearance rack for $5.00 only to see it a couple of days later down to $2.50!

Oh, well what are you going to do I guess in the long run it only matters that I look for sales and never pay full price. That is all I can really do.

I found a Back-To-School Budget Calculator for anyone who thinks it might help them get a handle on back-to-school expenses.

Hope it helps.

http://toysonsale.clubmom.com/toys_on_sale/2006/07/backtosch...

Yard Sale Finds/Tax Exemption for School Clothes

July 24th, 2006 at 02:15 pm

My yard sale finds are up and posted with pictures and descriptions. It was a hard yard sale weekend because we got a ton of rain so I could only go to a couple of them before it started raining.

Also, check out the link to see if your state is participating in a tax exemption for school clothes and supplies.

http://toysonsale.clubmom.com/toys_on_sale/2006/07/yard_sale...

How much is your time worth?

July 23rd, 2006 at 07:56 pm

I have tried all day to get myself organized and it just feels like I am climbing a mountain and no where near the top.

To save money I make my own curtains, kids clothes, and quilts, blankets, crib sets to sell.

I am able to get great deals on material because I usually only buy it at yard sales. But there is just not enough time in the day to get everything done. Am I really saving myself money or am I just under valueing my time. It would be so much easier and less time to just go to Walmart and buy clothes instead of making them.

What is my time really worth? I am saving money by doing everything myself but my days are long and my nights are short.

Just a thought....or two.

How much is your time worth?

Eating Healthy on a Budget

July 21st, 2006 at 03:52 pm

One thing I love about this site is that most people find ways to eat healthy even on a budget.

I applaud all of you for outstanding efforts to come up with ways to provide healthy food to your family while on a tight budget.

For more ideas on a eating healthy on a budget check it out!
http://toysonsale.clubmom.com/toys_on_sale/2006/07/healthy_f...

I Still Have Way More to Learn About Spending

July 19th, 2006 at 04:33 pm

Okay so I thought I was pretty money savying and new (though did not always apply)proper spending habits, ways to save money, ways to stay out of debt, etc. etc.

Well I took this quiz to gauge my "spending habits" and low and beyond I do not know as much as I should. I scored 80 out of 100, I look at it as; room for growth and large potential to learn how to spend wisely.

Curious how you score:

Link for the quiz is at the bottom of my post at Clubmom.
http://toysonsale.clubmom.com/toys_on_sale/2006/07/what_kind...

Love to know how you scored either on my Clubmom site or this one, which ever is the easiest for you to respond to.

Everyone here seems to be so good about their spending habits I am guessing everyone gets a 100!

Thanks for the Big Welcome!

July 16th, 2006 at 08:47 pm

Thank you sooo much for the big welcome. I didn't know if anyone would even read my blog, let alone respond to it. I really appreciate all the wonderful welcoming comments that I have gotten!

I think there is a little confusion about the $100 a week my husband gets. He uses it for his "own" entertainment.
Lunch when at work.
Dinner when working late.
Movies because I think movies are too expensive and will only go if comes out of his portion of the budget.
Then, of course, fuel for his vehicle.

The reason why I am so bitter about his $100 a week is because I am able to make my $150 for household expenses(food, dog food, co-pays at doctors, my own gas, children's clothes/shoes, my own clothes, personal items and prescriptions)go so far.

My husband would not care if I spent more a week but I very rarely have the need. I am able to make it work just fine with $150. I think if he would just put a little effort into spending less we would be way ahead of the game instead of just maintaining. Well, enough venting....my theory is if I can't go through him I will just go around him.

Moving on, I would like to start a grocery journal to keep track of trends and sales at the stores I shop at most. Any ideas? I really don't want to do a paper grocery journal but rather an online one. Anyone attempted this?


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